Call reports 2023
FEDERAL SAVINGS BANK, THE — 2023
What FEDERAL SAVINGS BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 879,887,000 | 1,077,395,000 | 1,133,982,000 | 1,184,665,000 |
| Total loans | 654,355,000 | 846,820,000 | 897,493,000 | 938,971,000 |
| Allowance for loan losses | 4,817,000 | 6,791,000 | 8,116,000 | 8,757,000 |
| Securities available for sale | 4,289,000 | 4,166,000 | 4,006,000 | 4,095,000 |
| Securities held to maturity | 99,203,000 | 99,372,000 | 99,542,000 | 99,714,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 492,378,000 | 592,736,000 | 615,499,000 | 663,137,000 |
| Interest-bearing deposits | 424,487,000 | 524,949,000 | 547,483,000 | 603,151,000 |
| Noninterest-bearing deposits | 67,891,000 | 67,787,000 | 68,016,000 | 59,986,000 |
| Equity capital | 149,070,000 | 149,675,000 | 150,008,000 | 150,484,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 9,745,000 | 22,747,000 | 38,190,000 | 54,667,000 |
| Interest expense | 4,313,000 | 10,850,000 | 18,683,000 | 27,820,000 |
| Net interest income | 5,432,000 | 11,897,000 | 19,507,000 | 26,847,000 |
| Noninterest income | 31,509,000 | 74,991,000 | 113,585,000 | 145,197,000 |
| Noninterest expense | 42,535,000 | 89,449,000 | 133,463,000 | 170,427,000 |
| Provision for loan losses | 1,069,000 | 3,227,000 | 4,865,000 | 6,359,000 |
| Pretax income | -6,663,000 | -5,788,000 | -5,236,000 | -4,742,000 |
| Income tax | -1,636,000 | -1,421,000 | -1,285,000 | -1,165,000 |
| Net income | -5,027,000 | -4,367,000 | -3,951,000 | -3,577,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 149,512,000 | 149,344,000 | 149,231,000 | 149,737,000 |
| Total capital | 154,341,000 | 156,147,000 | 157,359,000 | 158,494,000 |
| Risk-weighted assets | 570,146,000 | 688,569,000 | 728,901,000 | 768,415,000 |