Call reports 2022
FEDERAL SAVINGS BANK, THE — 2022
What FEDERAL SAVINGS BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 800,003,000 | 743,790,000 | 762,714,000 | 780,976,000 |
| Total loans | 475,603,000 | 473,435,000 | 523,719,000 | 549,653,000 |
| Allowance for loan losses | 1,876,000 | 2,449,000 | 2,861,000 | 3,898,000 |
| Securities available for sale | 5,008,000 | 4,540,000 | 4,308,000 | 4,302,000 |
| Securities held to maturity | 0 | 98,704,000 | 98,870,000 | 99,038,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 575,742,000 | 537,491,000 | 457,681,000 | 432,501,000 |
| Interest-bearing deposits | 489,129,000 | 456,318,000 | 377,432,000 | 369,885,000 |
| Noninterest-bearing deposits | 86,613,000 | 81,173,000 | 80,249,000 | 62,616,000 |
| Equity capital | 162,838,000 | 158,673,000 | 158,461,000 | 154,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,061,000 | 11,112,000 | 19,324,000 | 27,774,000 |
| Interest expense | 1,820,000 | 3,555,000 | 5,219,000 | 7,949,000 |
| Net interest income | 3,241,000 | 7,557,000 | 14,105,000 | 19,825,000 |
| Noninterest income | 70,967,000 | 128,272,000 | 180,257,000 | 213,166,000 |
| Noninterest expense | 69,435,000 | 131,869,000 | 190,024,000 | 233,363,000 |
| Provision for loan losses | -1,390,000 | -765,000 | -285,000 | 865,000 |
| Pretax income | 6,163,000 | 4,725,000 | 4,623,000 | -1,237,000 |
| Income tax | 1,513,000 | 1,161,000 | 1,136,000 | -304,000 |
| Net income | 4,650,000 | 3,564,000 | 3,487,000 | -933,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 162,927,000 | 159,077,000 | 158,887,000 | 154,515,000 |
| Total capital | 164,815,000 | 161,538,000 | 161,760,000 | 158,425,000 |
| Risk-weighted assets | 536,690,000 | 493,570,000 | 505,475,000 | 512,254,000 |