Call reports 2021
FEDERAL SAVINGS BANK, THE — 2021
What FEDERAL SAVINGS BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,076,200,000 | 814,811,000 | 861,090,000 | 796,563,000 |
| Total loans | 888,059,000 | 710,515,000 | 768,159,000 | 616,990,000 |
| Allowance for loan losses | 2,427,000 | 2,360,000 | 2,597,000 | 2,323,000 |
| Securities available for sale | 5,621,000 | 5,577,000 | 5,483,000 | 5,359,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 862,737,000 | 608,655,000 | 599,496,000 | 584,719,000 |
| Interest-bearing deposits | 767,570,000 | 526,671,000 | 502,799,000 | 502,446,000 |
| Noninterest-bearing deposits | 95,167,000 | 81,984,000 | 96,697,000 | 82,273,000 |
| Equity capital | 154,838,000 | 149,257,000 | 160,358,000 | 165,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,238,000 | 13,072,000 | 18,986,000 | 25,075,000 |
| Interest expense | 3,164,000 | 5,744,000 | 7,701,000 | 9,635,000 |
| Net interest income | 4,074,000 | 7,328,000 | 11,285,000 | 15,440,000 |
| Noninterest income | 150,812,000 | 252,953,000 | 357,000,000 | 447,675,000 |
| Noninterest expense | 121,661,000 | 215,438,000 | 308,361,000 | 396,736,000 |
| Provision for loan losses | 130,000 | -700,000 | -360,000 | -9,850,000 |
| Pretax income | 33,095,000 | 45,543,000 | 60,284,000 | 76,229,000 |
| Income tax | 8,759,000 | 11,814,000 | 15,435,000 | 19,350,000 |
| Net income | 24,336,000 | 33,729,000 | 44,849,000 | 56,879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 154,858,000 | 149,260,000 | 160,389,000 | 165,755,000 |
| Total capital | 157,297,000 | 151,632,000 | 162,998,000 | 168,090,000 |
| Risk-weighted assets | 614,834,000 | 521,101,000 | 572,359,000 | 506,380,000 |