Call reports 2020
FEDERAL SAVINGS BANK, THE — 2020
What FEDERAL SAVINGS BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 759,386,000 | 1,156,437,000 | 1,360,504,000 | 1,419,636,000 |
| Total loans | 679,599,000 | 883,690,000 | 1,074,911,000 | 1,279,408,000 |
| Allowance for loan losses | 1,638,000 | 1,850,000 | 2,267,000 | 2,437,000 |
| Securities available for sale | 671,000 | 623,000 | 582,000 | 5,862,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 603,247,000 | 960,692,000 | 1,137,811,000 | 1,185,616,000 |
| Interest-bearing deposits | 577,337,000 | 914,793,000 | 1,076,928,000 | 1,070,318,000 |
| Noninterest-bearing deposits | 25,910,000 | 45,899,000 | 60,883,000 | 115,298,000 |
| Equity capital | 109,476,000 | 133,087,000 | 157,018,000 | 160,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,461,000 | 11,346,000 | 18,198,000 | 26,173,000 |
| Interest expense | 2,599,000 | 6,482,000 | 10,398,000 | 14,129,000 |
| Net interest income | 2,862,000 | 4,864,000 | 7,800,000 | 12,044,000 |
| Noninterest income | 75,269,000 | 209,196,000 | 380,399,000 | 551,174,000 |
| Noninterest expense | 62,103,000 | 156,049,000 | 272,547,000 | 408,156,000 |
| Provision for loan losses | 500,000 | 1,000,000 | 1,400,000 | 1,660,000 |
| Pretax income | 15,528,000 | 57,011,000 | 114,252,000 | 153,402,000 |
| Income tax | 3,882,000 | 14,253,000 | 28,564,000 | 37,062,000 |
| Net income | 11,646,000 | 42,758,000 | 85,688,000 | 116,340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,287,000 | 132,910,000 | 156,849,000 | 160,511,000 |
| Total capital | 110,937,000 | 134,772,000 | 159,128,000 | 162,960,000 |
| Risk-weighted assets | 408,226,000 | 547,409,000 | 683,162,000 | 788,674,000 |