Call reports 2019
FEDERAL SAVINGS BANK, THE — 2019
What FEDERAL SAVINGS BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 464,040,000 | 750,420,000 | 756,162,000 | 604,528,000 |
| Total loans | 421,429,000 | 548,184,000 | 661,549,000 | 553,247,000 |
| Allowance for loan losses | 951,000 | 1,003,000 | 1,111,000 | 1,173,000 |
| Securities available for sale | 819,000 | 783,000 | 750,000 | 696,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,157,000 | 628,100,000 | 621,830,000 | 467,396,000 |
| Interest-bearing deposits | 264,498,000 | 601,510,000 | 592,487,000 | 438,266,000 |
| Noninterest-bearing deposits | 20,659,000 | 26,590,000 | 29,343,000 | 29,130,000 |
| Equity capital | 87,080,000 | 93,852,000 | 101,105,000 | 105,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,296,000 | 10,307,000 | 17,378,000 | 23,554,000 |
| Interest expense | 1,289,000 | 3,801,000 | 7,274,000 | 10,735,000 |
| Net interest income | 3,007,000 | 6,506,000 | 10,104,000 | 12,819,000 |
| Noninterest income | 53,028,000 | 125,991,000 | 208,914,000 | 286,729,000 |
| Noninterest expense | 45,759,000 | 107,198,000 | 174,954,000 | 238,096,000 |
| Provision for loan losses | -440,000 | -2,442,000 | -2,142,000 | -2,042,000 |
| Pretax income | 10,716,000 | 27,741,000 | 46,206,000 | 63,494,000 |
| Income tax | 3,100,000 | 7,356,000 | 11,973,000 | 16,294,000 |
| Net income | 7,616,000 | 20,385,000 | 34,233,000 | 47,200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,862,000 | 93,643,000 | 100,901,000 | 105,631,000 |
| Total capital | 87,825,000 | 94,658,000 | 102,024,000 | 106,816,000 |
| Risk-weighted assets | 260,517,000 | 329,565,000 | 383,423,000 | 326,472,000 |