Call reports 2016
FEDERAL SAVINGS BANK, THE — 2016
What FEDERAL SAVINGS BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 288,133,000 | 365,414,000 | 458,615,000 | 297,247,000 |
| Total loans | 247,845,000 | 325,442,000 | 408,114,000 | 240,037,000 |
| Allowance for loan losses | 726,000 | 740,000 | 747,000 | 754,000 |
| Securities available for sale | 2,521,000 | 1,945,000 | 1,836,000 | 1,586,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,289,000 | 272,305,000 | 353,600,000 | 213,248,000 |
| Interest-bearing deposits | 178,023,000 | 246,591,000 | 325,936,000 | 182,858,000 |
| Noninterest-bearing deposits | 23,266,000 | 25,714,000 | 27,664,000 | 30,390,000 |
| Equity capital | 45,825,000 | 51,957,000 | 60,812,000 | 67,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,409,000 | 5,354,000 | 9,039,000 | 12,260,000 |
| Interest expense | 325,000 | 739,000 | 1,311,000 | 1,950,000 |
| Net interest income | 2,084,000 | 4,615,000 | 7,728,000 | 10,310,000 |
| Noninterest income | 32,630,000 | 77,600,000 | 133,504,000 | 178,515,000 |
| Noninterest expense | 30,940,000 | 68,394,000 | 112,888,000 | 149,316,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,774,000 | 13,821,000 | 28,344,000 | 39,509,000 |
| Income tax | 1,472,000 | 5,390,000 | 11,054,000 | 15,408,000 |
| Net income | 2,302,000 | 8,431,000 | 17,290,000 | 24,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,528,000 | 51,666,000 | 60,536,000 | 67,355,000 |
| Total capital | 46,266,000 | 52,418,000 | 61,295,000 | 68,121,000 |
| Risk-weighted assets | 154,265,000 | 197,099,000 | 240,242,000 | 154,396,000 |