Call reports 2015
FEDERAL SAVINGS BANK, THE — 2015
What FEDERAL SAVINGS BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 308,359,000 | 287,704,000 | 291,530,000 | 284,507,000 |
| Total loans | 256,464,000 | 242,633,000 | 234,515,000 | 239,139,000 |
| Allowance for loan losses | 352,000 | 411,000 | 619,000 | 689,000 |
| Securities available for sale | 2,992,000 | 2,818,000 | 2,694,000 | 2,581,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,757,000 | 218,184,000 | 192,693,000 | 197,783,000 |
| Interest-bearing deposits | 238,584,000 | 193,915,000 | 168,114,000 | 174,957,000 |
| Noninterest-bearing deposits | 22,173,000 | 24,269,000 | 24,579,000 | 22,826,000 |
| Equity capital | 33,861,000 | 36,922,000 | 42,227,000 | 43,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,074,000 | 4,637,000 | 6,900,000 | 9,423,000 |
| Interest expense | 278,000 | 649,000 | 948,000 | 1,261,000 |
| Net interest income | 1,796,000 | 3,988,000 | 5,952,000 | 8,162,000 |
| Noninterest income | 26,424,000 | 54,401,000 | 87,415,000 | 114,909,000 |
| Noninterest expense | 21,828,000 | 46,770,000 | 72,811,000 | 98,041,000 |
| Provision for loan losses | 125,000 | 307,000 | 554,000 | 554,000 |
| Pretax income | 6,267,000 | 11,312,000 | 20,002,000 | 24,476,000 |
| Income tax | 2,445,000 | 4,411,000 | 7,801,000 | 9,552,000 |
| Net income | 3,822,000 | 6,901,000 | 12,201,000 | 14,924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,778,000 | 36,857,000 | 41,797,000 | 43,294,000 |
| Total capital | 34,142,000 | 37,280,000 | 42,428,000 | 43,995,000 |
| Risk-weighted assets | 158,249,000 | 156,264,000 | 150,129,000 | 150,760,000 |