Call reports 2014
FEDERAL SAVINGS BANK, THE — 2014
What FEDERAL SAVINGS BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 141,944,000 | 196,978,000 | 209,287,000 | 216,602,000 |
| Total loans | 102,311,000 | 170,664,000 | 182,175,000 | 199,986,000 |
| Allowance for loan losses | 215,000 | 217,000 | 220,000 | 224,000 |
| Securities available for sale | 3,216,000 | 3,060,000 | 2,874,000 | 2,609,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,450,000 | 169,755,000 | 170,124,000 | 149,746,000 |
| Interest-bearing deposits | 109,252,000 | 159,460,000 | 157,854,000 | 136,459,000 |
| Noninterest-bearing deposits | 7,198,000 | 10,295,000 | 12,270,000 | 13,287,000 |
| Equity capital | 23,263,000 | 24,165,000 | 25,165,000 | 27,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,167,000 | 2,853,000 | 4,821,000 | 6,613,000 |
| Interest expense | 219,000 | 461,000 | 749,000 | 1,016,000 |
| Net interest income | 948,000 | 2,392,000 | 4,072,000 | 5,597,000 |
| Noninterest income | 10,913,000 | 26,600,000 | 45,714,000 | 69,719,000 |
| Noninterest expense | 12,694,000 | 28,951,000 | 48,084,000 | 69,206,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -833,000 | 41,000 | 1,702,000 | 6,110,000 |
| Income tax | -325,000 | 16,000 | 664,000 | 2,271,000 |
| Net income | -508,000 | 25,000 | 1,038,000 | 3,839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,975,000 | 23,837,000 | 24,789,000 | 27,541,000 |
| Total capital | 23,190,000 | 24,054,000 | 25,009,000 | 27,765,000 |
| Risk-weighted assets | 66,786,000 | 102,711,000 | 111,678,000 | 116,235,000 |