Call reports 2013
FEDERAL SAVINGS BANK, THE — 2013
What FEDERAL SAVINGS BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 219,040,000 | 184,390,000 | 157,925,000 | 141,772,000 |
| Total loans | 195,854,000 | 137,527,000 | 103,341,000 | 119,506,000 |
| Allowance for loan losses | 209,000 | 210,000 | 212,000 | 214,000 |
| Securities available for sale | 4,519,000 | 3,867,000 | 3,600,000 | 3,373,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,474,000 | 156,416,000 | 131,480,000 | 115,453,000 |
| Interest-bearing deposits | 159,498,000 | 151,452,000 | 126,230,000 | 109,864,000 |
| Noninterest-bearing deposits | 6,976,000 | 4,964,000 | 5,250,000 | 5,589,000 |
| Equity capital | 24,603,000 | 24,199,000 | 24,055,000 | 23,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,694,000 | 3,196,000 | 4,408,000 | 5,649,000 |
| Interest expense | 285,000 | 566,000 | 824,000 | 1,063,000 |
| Net interest income | 1,409,000 | 2,630,000 | 3,584,000 | 4,586,000 |
| Noninterest income | 18,996,000 | 35,717,000 | 48,123,000 | 60,007,000 |
| Noninterest expense | 16,410,000 | 33,962,000 | 47,586,000 | 60,932,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,995,000 | 4,385,000 | 4,121,000 | 3,661,000 |
| Income tax | 1,558,000 | 1,710,000 | 1,607,000 | 1,428,000 |
| Net income | 2,437,000 | 2,675,000 | 2,514,000 | 2,233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,253,000 | 23,916,000 | 23,758,000 | 23,480,000 |
| Total capital | 24,462,000 | 24,126,000 | 23,970,000 | 23,694,000 |
| Risk-weighted assets | 118,109,000 | 86,869,000 | 66,439,000 | 75,042,000 |