Call reports 2012
FEDERAL SAVINGS BANK, THE — 2012
What FEDERAL SAVINGS BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 75,325,000 | 110,703,000 | 214,569,000 | 237,816,000 |
| Total loans | 46,601,000 | 92,496,000 | 191,457,000 | 213,518,000 |
| Allowance for loan losses | 176,000 | 222,000 | 238,000 | 208,000 |
| Securities available for sale | 13,804,000 | 12,347,000 | 11,918,000 | 5,101,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,710,000 | 86,539,000 | 163,664,000 | 168,237,000 |
| Interest-bearing deposits | 64,216,000 | 83,748,000 | 154,494,000 | 160,173,000 |
| Noninterest-bearing deposits | 2,494,000 | 2,791,000 | 9,170,000 | 8,064,000 |
| Equity capital | 7,178,000 | 10,712,000 | 15,112,000 | 22,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 718,000 | 1,498,000 | 2,951,000 | 4,744,000 |
| Interest expense | 164,000 | 341,000 | 564,000 | 848,000 |
| Net interest income | 554,000 | 1,157,000 | 2,387,000 | 3,896,000 |
| Noninterest income | 2,865,000 | 10,904,000 | 27,180,000 | 51,031,000 |
| Noninterest expense | 2,803,000 | 8,812,000 | 20,589,000 | 35,777,000 |
| Provision for loan losses | 40,000 | 85,000 | 100,000 | -104,000 |
| Pretax income | 605,000 | 3,196,000 | 8,940,000 | 19,427,000 |
| Income tax | 230,000 | 1,214,000 | 2,591,000 | 5,869,000 |
| Net income | 375,000 | 1,982,000 | 6,349,000 | 13,558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,836,000 | 10,447,000 | 14,816,000 | 21,808,000 |
| Total capital | 7,012,000 | 10,669,000 | 15,054,000 | 22,016,000 |
| Risk-weighted assets | 34,040,000 | 56,577,000 | 110,210,000 | 127,409,000 |