Call reports 2015
FIRST NATIONAL BANK OF POWHATAN POINT, THE — 2015
What FIRST NATIONAL BANK OF POWHATAN POINT, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 47,024,000 | 44,725,000 | 47,674,000 | 47,884,000 |
| Total loans | 9,098,000 | 9,448,000 | 9,441,000 | 9,058,000 |
| Allowance for loan losses | 169,000 | 162,000 | 165,000 | 170,000 |
| Securities available for sale | 24,935,000 | 24,284,000 | 23,856,000 | 24,187,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,529,000 | 40,335,000 | 43,115,000 | 43,353,000 |
| Interest-bearing deposits | 27,547,000 | 26,837,000 | 28,452,000 | 28,890,000 |
| Noninterest-bearing deposits | 14,982,000 | 13,497,000 | 14,663,000 | 14,463,000 |
| Equity capital | 4,189,000 | 4,129,000 | 4,274,000 | 4,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 239,000 | 484,000 | 729,000 | 984,000 |
| Interest expense | 21,000 | 42,000 | 65,000 | 88,000 |
| Net interest income | 218,000 | 442,000 | 664,000 | 896,000 |
| Noninterest income | 28,000 | 58,000 | 87,000 | 114,000 |
| Noninterest expense | 163,000 | 333,000 | 503,000 | 762,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 10,000 |
| Pretax income | 83,000 | 172,000 | 248,000 | 245,000 |
| Income tax | 15,000 | 15,000 | 21,000 | 9,000 |
| Net income | 68,000 | 157,000 | 227,000 | 236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,961,000 | 3,955,000 | 4,025,000 | 4,034,000 |
| Total capital | 4,130,000 | 4,117,000 | 4,190,000 | 4,204,000 |
| Risk-weighted assets | 16,386,000 | 16,507,000 | 16,982,000 | 16,503,000 |