Call reports 2012
FIRST NATIONAL BANK OF POWHATAN POINT, THE — 2012
What FIRST NATIONAL BANK OF POWHATAN POINT, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 31,951,000 | 33,926,000 | 33,108,000 | 35,662,000 |
| Total loans | 8,822,000 | 9,720,000 | 9,084,000 | 9,110,000 |
| Allowance for loan losses | 169,000 | 166,000 | 167,000 | 172,000 |
| Securities available for sale | 15,588,000 | 16,283,000 | 17,485,000 | 18,137,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,701,000 | 30,587,000 | 29,675,000 | 32,358,000 |
| Interest-bearing deposits | 20,280,000 | 21,745,000 | 22,144,000 | 21,909,000 |
| Noninterest-bearing deposits | 8,422,000 | 8,842,000 | 7,531,000 | 10,449,000 |
| Equity capital | 3,074,000 | 3,121,000 | 3,209,000 | 3,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 217,000 | 445,000 | 673,000 | 903,000 |
| Interest expense | 33,000 | 66,000 | 100,000 | 133,000 |
| Net interest income | 184,000 | 379,000 | 573,000 | 770,000 |
| Noninterest income | 28,000 | 60,000 | 90,000 | 121,000 |
| Noninterest expense | 153,000 | 306,000 | 461,000 | 684,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 59,000 | 134,000 | 203,000 | 203,000 |
| Income tax | 6,000 | 4,000 | 10,000 | 7,000 |
| Net income | 53,000 | 130,000 | 193,000 | 196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,908,000 | 2,916,000 | 2,979,000 | 2,878,000 |
| Total capital | 3,068,000 | 3,082,000 | 3,142,000 | 3,046,000 |
| Risk-weighted assets | 12,823,000 | 13,745,000 | 13,026,000 | 13,412,000 |