Call reports 2009
FIRST NATIONAL BANK OF POWHATAN POINT, THE — 2009
What FIRST NATIONAL BANK OF POWHATAN POINT, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 22,255,000 | 22,897,000 | 23,416,000 | 23,953,000 |
| Total loans | 7,027,000 | 7,725,000 | 7,584,000 | 7,465,000 |
| Allowance for loan losses | 150,000 | 150,000 | 150,000 | 161,000 |
| Securities available for sale | 10,915,000 | 10,098,000 | 11,200,000 | 11,291,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,232,000 | 19,867,000 | 20,223,000 | 20,887,000 |
| Interest-bearing deposits | 13,760,000 | 14,394,000 | 15,378,000 | 15,175,000 |
| Noninterest-bearing deposits | 5,472,000 | 5,473,000 | 4,845,000 | 5,712,000 |
| Equity capital | 2,899,000 | 2,882,000 | 3,020,000 | 2,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 246,000 | 491,000 | 729,000 | 972,000 |
| Interest expense | 62,000 | 121,000 | 178,000 | 231,000 |
| Net interest income | 184,000 | 370,000 | 551,000 | 741,000 |
| Noninterest income | 26,000 | 55,000 | 83,000 | 112,000 |
| Noninterest expense | 149,000 | 306,000 | 458,000 | 676,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 68,000 | 127,000 | 184,000 | 175,000 |
| Income tax | 6,000 | 6,000 | 10,000 | 9,000 |
| Net income | 62,000 | 121,000 | 174,000 | 166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,831,000 | 2,821,000 | 2,874,000 | 2,779,000 |
| Total capital | 2,951,000 | 2,950,000 | 3,003,000 | 2,910,000 |
| Risk-weighted assets | 9,537,000 | 10,280,000 | 10,301,000 | 10,444,000 |