Call reports 2016
GOOSE RIVER BANK, THE — 2016
What GOOSE RIVER BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 124,460,000 | 121,172,000 | 123,482,000 | 119,561,000 |
| Total loans | 85,043,000 | 88,700,000 | 88,500,000 | 86,436,000 |
| Allowance for loan losses | 1,409,000 | 1,410,000 | 1,407,000 | 1,114,000 |
| Securities available for sale | 22,269,000 | 21,622,000 | 21,061,000 | 19,926,000 |
| Securities held to maturity | 3,477,000 | 3,281,000 | 3,280,000 | 3,274,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,824,000 | 92,620,000 | 94,097,000 | 100,094,000 |
| Interest-bearing deposits | 74,751,000 | 72,096,000 | 73,102,000 | 72,836,000 |
| Noninterest-bearing deposits | 23,073,000 | 20,524,000 | 20,995,000 | 27,258,000 |
| Equity capital | 11,890,000 | 11,778,000 | 11,785,000 | 11,289,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,224,000 | 2,454,000 | 3,719,000 | 4,887,000 |
| Interest expense | 92,000 | 180,000 | 275,000 | 357,000 |
| Net interest income | 1,132,000 | 2,274,000 | 3,444,000 | 4,530,000 |
| Noninterest income | 117,000 | 220,000 | 338,000 | 434,000 |
| Noninterest expense | 831,000 | 1,641,000 | 2,447,000 | 3,311,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 491,000 | 926,000 | 1,408,000 | 1,726,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 491,000 | 926,000 | 1,408,000 | 1,726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,374,000 | 11,043,000 | 11,127,000 | 11,199,000 |
| Total capital | 12,633,000 | 12,291,000 | 12,349,000 | 12,313,000 |
| Risk-weighted assets | 100,572,000 | 99,718,000 | 97,641,000 | 95,581,000 |