Call reports 2015
GOOSE RIVER BANK, THE — 2015
What GOOSE RIVER BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 119,028,000 | 125,677,000 | 128,490,000 | 127,157,000 |
| Total loans | 75,260,000 | 83,914,000 | 89,812,000 | 87,589,000 |
| Allowance for loan losses | 1,407,000 | 1,407,000 | 1,405,000 | 1,406,000 |
| Securities available for sale | 27,181,000 | 26,736,000 | 26,243,000 | 25,696,000 |
| Securities held to maturity | 3,741,000 | 3,486,000 | 3,484,000 | 3,479,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,546,000 | 94,287,000 | 95,163,000 | 98,835,000 |
| Interest-bearing deposits | 80,329,000 | 74,412,000 | 73,369,000 | 73,627,000 |
| Noninterest-bearing deposits | 23,216,000 | 19,875,000 | 21,794,000 | 25,208,000 |
| Equity capital | 10,689,000 | 10,440,000 | 11,094,000 | 11,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,079,000 | 2,266,000 | 3,529,000 | 4,802,000 |
| Interest expense | 111,000 | 213,000 | 312,000 | 404,000 |
| Net interest income | 968,000 | 2,053,000 | 3,217,000 | 4,398,000 |
| Noninterest income | 103,000 | 211,000 | 317,000 | 430,000 |
| Noninterest expense | 734,000 | 1,478,000 | 2,291,000 | 3,116,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 368,000 | 817,000 | 1,274,000 | 1,743,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 368,000 | 817,000 | 1,274,000 | 1,743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,040,000 | 10,136,000 | 10,595,000 | 10,882,000 |
| Total capital | 11,264,000 | 11,395,000 | 11,927,000 | 12,134,000 |
| Risk-weighted assets | 97,716,000 | 100,483,000 | 106,563,000 | 100,085,000 |