Call reports 2013
GOOSE RIVER BANK, THE — 2013
What GOOSE RIVER BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 121,335,000 | 118,017,000 | 115,311,000 | 117,340,000 |
| Total loans | 61,459,000 | 64,701,000 | 68,816,000 | 70,788,000 |
| Allowance for loan losses | 957,000 | 975,000 | 992,000 | 1,058,000 |
| Securities available for sale | 31,929,000 | 29,948,000 | 29,437,000 | 27,500,000 |
| Securities held to maturity | 4,328,000 | 4,093,000 | 4,092,000 | 4,087,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,143,000 | 105,449,000 | 98,895,000 | 104,430,000 |
| Interest-bearing deposits | 85,895,000 | 81,867,000 | 77,302,000 | 79,350,000 |
| Noninterest-bearing deposits | 22,248,000 | 23,582,000 | 21,593,000 | 25,080,000 |
| Equity capital | 9,257,000 | 8,722,000 | 9,027,000 | 9,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,001,000 | 2,001,000 | 3,046,000 | 4,124,000 |
| Interest expense | 190,000 | 378,000 | 560,000 | 736,000 |
| Net interest income | 811,000 | 1,623,000 | 2,486,000 | 3,388,000 |
| Noninterest income | 108,000 | 196,000 | 346,000 | 469,000 |
| Noninterest expense | 707,000 | 1,274,000 | 2,065,000 | 2,803,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 212,000 | 545,000 | 767,000 | 1,054,000 |
| Income tax | 5,000 | 0 | -45,000 | -46,000 |
| Net income | 207,000 | 545,000 | 812,000 | 1,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,470,000 | 8,636,000 | 8,903,000 | 9,011,000 |
| Total capital | 9,388,000 | 9,596,000 | 9,895,000 | 10,047,000 |
| Risk-weighted assets | 73,424,000 | 76,812,000 | 79,534,000 | 82,862,000 |