Call reports 2012
GOOSE RIVER BANK, THE — 2012
What GOOSE RIVER BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 114,369,000 | 113,097,000 | 113,893,000 | 117,254,000 |
| Total loans | 60,430,000 | 63,469,000 | 64,935,000 | 66,114,000 |
| Allowance for loan losses | 960,000 | 950,000 | 953,000 | 955,000 |
| Securities available for sale | 31,738,000 | 31,969,000 | 30,792,000 | 30,613,000 |
| Securities held to maturity | 3,417,000 | 5,280,000 | 5,278,000 | 4,330,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,335,000 | 95,750,000 | 95,278,000 | 102,324,000 |
| Interest-bearing deposits | 84,603,000 | 78,534,000 | 75,090,000 | 78,816,000 |
| Noninterest-bearing deposits | 17,732,000 | 17,216,000 | 20,188,000 | 23,508,000 |
| Equity capital | 8,692,000 | 8,981,000 | 9,305,000 | 9,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,047,000 | 2,055,000 | 3,098,000 | 4,163,000 |
| Interest expense | 245,000 | 472,000 | 684,000 | 886,000 |
| Net interest income | 802,000 | 1,583,000 | 2,414,000 | 3,277,000 |
| Noninterest income | 110,000 | 216,000 | 311,000 | 423,000 |
| Noninterest expense | 731,000 | 1,449,000 | 2,170,000 | 2,964,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 181,000 | 391,000 | 623,000 | 804,000 |
| Income tax | 9,000 | 15,000 | 30,000 | 24,000 |
| Net income | 172,000 | 376,000 | 593,000 | 780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,914,000 | 8,119,000 | 8,309,000 | 8,263,000 |
| Total capital | 8,784,000 | 9,008,000 | 9,223,000 | 9,218,000 |
| Risk-weighted assets | 69,491,000 | 71,089,000 | 73,074,000 | 80,343,000 |