Call reports 2011
GOOSE RIVER BANK, THE — 2011
What GOOSE RIVER BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 113,379,000 | 107,896,000 | 107,742,000 | 111,379,000 |
| Total loans | 56,730,000 | 60,191,000 | 62,812,000 | 62,764,000 |
| Allowance for loan losses | 1,058,000 | 945,000 | 938,000 | 959,000 |
| Securities available for sale | 29,180,000 | 31,379,000 | 29,727,000 | 28,305,000 |
| Securities held to maturity | 640,000 | 537,000 | 537,000 | 979,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,826,000 | 95,917,000 | 95,360,000 | 99,306,000 |
| Interest-bearing deposits | 85,880,000 | 81,989,000 | 79,643,000 | 79,205,000 |
| Noninterest-bearing deposits | 15,946,000 | 13,928,000 | 15,717,000 | 20,101,000 |
| Equity capital | 7,877,000 | 8,278,000 | 8,631,000 | 8,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,060,000 | 2,134,000 | 3,271,000 | 4,176,000 |
| Interest expense | 310,000 | 614,000 | 907,000 | 1,169,000 |
| Net interest income | 750,000 | 1,520,000 | 2,364,000 | 3,007,000 |
| Noninterest income | 58,000 | 111,000 | 172,000 | 416,000 |
| Noninterest expense | 686,000 | 1,356,000 | 2,014,000 | 2,658,000 |
| Provision for loan losses | 0 | 91,000 | 92,000 | 91,000 |
| Pretax income | 122,000 | 184,000 | 430,000 | 676,000 |
| Income tax | 6,000 | 11,000 | 20,000 | 15,000 |
| Net income | 116,000 | 173,000 | 410,000 | 661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,603,000 | 7,659,000 | 7,858,000 | 8,008,000 |
| Total capital | 8,407,000 | 8,493,000 | 8,728,000 | 8,873,000 |
| Risk-weighted assets | 64,082,000 | 66,581,000 | 69,538,000 | 69,080,000 |