Call reports 2010
GOOSE RIVER BANK, THE — 2010
What GOOSE RIVER BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 103,084,000 | 100,953,000 | 99,778,000 | 105,378,000 |
| Total loans | 66,739,000 | 64,939,000 | 65,428,000 | 63,095,000 |
| Allowance for loan losses | 1,000,000 | 1,124,000 | 823,000 | 1,052,000 |
| Securities available for sale | 19,945,000 | 21,735,000 | 21,820,000 | 23,124,000 |
| Securities held to maturity | 829,000 | 753,000 | 643,000 | 640,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,549,000 | 91,151,000 | 90,016,000 | 93,959,000 |
| Interest-bearing deposits | 81,073,000 | 78,706,000 | 78,572,000 | 78,494,000 |
| Noninterest-bearing deposits | 12,476,000 | 12,445,000 | 11,444,000 | 15,465,000 |
| Equity capital | 7,742,000 | 8,016,000 | 7,971,000 | 7,779,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,221,000 | 2,432,000 | 3,662,000 | 4,849,000 |
| Interest expense | 361,000 | 714,000 | 1,052,000 | 1,377,000 |
| Net interest income | 860,000 | 1,718,000 | 2,610,000 | 3,472,000 |
| Noninterest income | 53,000 | 139,000 | 201,000 | 254,000 |
| Noninterest expense | 708,000 | 1,341,000 | 1,998,000 | 2,673,000 |
| Provision for loan losses | 120,000 | 316,000 | 676,000 | 916,000 |
| Pretax income | 85,000 | 200,000 | 137,000 | 137,000 |
| Income tax | 5,000 | 11,000 | 11,000 | 4,000 |
| Net income | 80,000 | 189,000 | 126,000 | 133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,496,000 | 7,605,000 | 7,500,000 | 7,508,000 |
| Total capital | 8,382,000 | 8,461,000 | 8,323,000 | 8,364,000 |
| Risk-weighted assets | 70,763,000 | 68,227,000 | 69,469,000 | 68,257,000 |