Call reports 2009
GOOSE RIVER BANK, THE — 2009
What GOOSE RIVER BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 96,525,000 | 96,557,000 | 96,124,000 | 99,099,000 |
| Total loans | 69,436,000 | 71,879,000 | 72,031,000 | 70,538,000 |
| Allowance for loan losses | 527,000 | 704,000 | 914,000 | 911,000 |
| Securities available for sale | 13,828,000 | 14,398,000 | 14,240,000 | 15,367,000 |
| Securities held to maturity | 760,000 | 778,000 | 778,000 | 778,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,147,000 | 87,314,000 | 86,846,000 | 89,583,000 |
| Interest-bearing deposits | 76,727,000 | 76,712,000 | 75,685,000 | 75,437,000 |
| Noninterest-bearing deposits | 10,420,000 | 10,602,000 | 11,161,000 | 14,146,000 |
| Equity capital | 7,419,000 | 7,252,000 | 7,435,000 | 7,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,272,000 | 2,603,000 | 3,957,000 | 5,266,000 |
| Interest expense | 427,000 | 853,000 | 1,251,000 | 1,615,000 |
| Net interest income | 845,000 | 1,750,000 | 2,706,000 | 3,651,000 |
| Noninterest income | 61,000 | 109,000 | 165,000 | 212,000 |
| Noninterest expense | 666,000 | 1,409,000 | 2,097,000 | 2,738,000 |
| Provision for loan losses | 215,000 | 877,000 | 1,097,000 | 1,127,000 |
| Pretax income | 88,000 | -364,000 | -260,000 | 61,000 |
| Income tax | 7,000 | 0 | 0 | -5,000 |
| Net income | 81,000 | -364,000 | -260,000 | 66,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,179,000 | 7,035,000 | 7,139,000 | 7,465,000 |
| Total capital | 7,706,000 | 7,739,000 | 8,053,000 | 8,376,000 |
| Risk-weighted assets | 73,860,000 | 74,449,000 | 73,761,000 | 73,445,000 |