Call reports 2008
GOOSE RIVER BANK, THE — 2008
What GOOSE RIVER BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 91,624,000 | 88,742,000 | 92,393,000 | 98,050,000 |
| Total loans | 60,694,000 | 65,767,000 | 68,193,000 | 70,102,000 |
| Allowance for loan losses | 689,000 | 623,000 | 596,000 | 596,000 |
| Securities available for sale | 15,878,000 | 15,511,000 | 15,385,000 | 14,701,000 |
| Securities held to maturity | 921,000 | 760,000 | 760,000 | 760,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,158,000 | 77,216,000 | 80,567,000 | 87,823,000 |
| Interest-bearing deposits | 73,930,000 | 68,287,000 | 69,988,000 | 73,771,000 |
| Noninterest-bearing deposits | 10,228,000 | 8,929,000 | 10,579,000 | 14,052,000 |
| Equity capital | 6,501,000 | 6,248,000 | 6,891,000 | 7,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,329,000 | 2,634,000 | 4,031,000 | 5,446,000 |
| Interest expense | 615,000 | 1,124,000 | 1,622,000 | 2,097,000 |
| Net interest income | 714,000 | 1,510,000 | 2,409,000 | 3,349,000 |
| Noninterest income | 58,000 | 112,000 | 161,000 | 209,000 |
| Noninterest expense | 692,000 | 1,400,000 | 2,072,000 | 2,772,000 |
| Provision for loan losses | 0 | 38,000 | 118,000 | 118,000 |
| Pretax income | 80,000 | 233,000 | 429,000 | 717,000 |
| Income tax | 5,000 | 15,000 | 28,000 | 47,000 |
| Net income | 75,000 | 218,000 | 401,000 | 670,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,256,000 | 6,400,000 | 6,883,000 | 7,125,000 |
| Total capital | 6,945,000 | 7,023,000 | 7,479,000 | 7,721,000 |
| Risk-weighted assets | 68,545,000 | 69,142,000 | 71,913,000 | 73,957,000 |