Call reports 2007
GOOSE RIVER BANK, THE — 2007
What GOOSE RIVER BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 82,098,000 | 79,481,000 | 80,913,000 | 87,690,000 |
| Total loans | 59,213,000 | 61,620,000 | 62,383,000 | 58,185,000 |
| Allowance for loan losses | 654,000 | 668,000 | 635,000 | 662,000 |
| Securities available for sale | 9,294,000 | 10,709,000 | 10,542,000 | 13,902,000 |
| Securities held to maturity | 816,000 | 821,000 | 921,000 | 921,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,041,000 | 72,025,000 | 73,809,000 | 80,776,000 |
| Interest-bearing deposits | 65,098,000 | 63,230,000 | 58,126,000 | 69,633,000 |
| Noninterest-bearing deposits | 9,943,000 | 8,795,000 | 15,683,000 | 11,143,000 |
| Equity capital | 5,761,000 | 5,671,000 | 5,828,000 | 5,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,353,000 | 2,755,000 | 4,177,000 | 5,618,000 |
| Interest expense | 615,000 | 1,232,000 | 1,866,000 | 2,584,000 |
| Net interest income | 738,000 | 1,523,000 | 2,311,000 | 3,034,000 |
| Noninterest income | 58,000 | 91,000 | 125,000 | 152,000 |
| Noninterest expense | 647,000 | 1,268,000 | 1,886,000 | 2,551,000 |
| Provision for loan losses | 20,000 | 40,000 | 70,000 | 100,000 |
| Pretax income | 129,000 | 306,000 | 480,000 | 535,000 |
| Income tax | 8,000 | 18,000 | 29,000 | 38,000 |
| Net income | 121,000 | 288,000 | 451,000 | 497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,824,000 | 5,811,000 | 5,869,000 | 5,915,000 |
| Total capital | 6,478,000 | 6,479,000 | 6,504,000 | 6,577,000 |
| Risk-weighted assets | 61,716,000 | 61,955,000 | 63,981,000 | 62,174,000 |