Call reports 2006
GOOSE RIVER BANK, THE — 2006
What GOOSE RIVER BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 74,957,000 | 76,832,000 | 80,774,000 | 83,078,000 |
| Total loans | 54,131,000 | 60,922,000 | 62,523,000 | 58,297,000 |
| Allowance for loan losses | 667,000 | 669,000 | 652,000 | 646,000 |
| Securities available for sale | 10,363,000 | 9,980,000 | 9,792,000 | 9,717,000 |
| Securities held to maturity | 1,051,000 | 776,000 | 816,000 | 816,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,026,000 | 67,264,000 | 69,366,000 | 76,125,000 |
| Interest-bearing deposits | 59,547,000 | 58,558,000 | 61,241,000 | 63,353,000 |
| Noninterest-bearing deposits | 9,479,000 | 8,706,000 | 8,125,000 | 12,772,000 |
| Equity capital | 5,109,000 | 5,027,000 | 5,749,000 | 5,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,165,000 | 2,413,000 | 3,778,000 | 5,137,000 |
| Interest expense | 435,000 | 914,000 | 1,512,000 | 2,105,000 |
| Net interest income | 730,000 | 1,499,000 | 2,266,000 | 3,032,000 |
| Noninterest income | 48,000 | 115,000 | 155,000 | 206,000 |
| Noninterest expense | 648,000 | 1,295,000 | 1,927,000 | 2,552,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 130,000 | 319,000 | 494,000 | 679,000 |
| Income tax | 9,000 | 18,000 | 29,000 | 37,000 |
| Net income | 121,000 | 301,000 | 465,000 | 642,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,282,000 | 5,267,000 | 5,870,000 | 6,048,000 |
| Total capital | 5,949,000 | 5,936,000 | 6,522,000 | 6,694,000 |
| Risk-weighted assets | 54,061,000 | 57,062,000 | 62,218,000 | 59,814,000 |