Call reports 2005
GOOSE RIVER BANK, THE — 2005
What GOOSE RIVER BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 67,140,000 | 69,420,000 | 71,732,000 | 72,971,000 |
| Total loans | 49,201,000 | 53,847,000 | 55,301,000 | 54,803,000 |
| Allowance for loan losses | 595,000 | 612,000 | 642,000 | 667,000 |
| Securities available for sale | 7,953,000 | 8,554,000 | 8,444,000 | 8,500,000 |
| Securities held to maturity | 1,408,000 | 1,282,000 | 1,282,000 | 1,052,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,706,000 | 61,571,000 | 63,960,000 | 67,132,000 |
| Interest-bearing deposits | 54,149,000 | 53,725,000 | 54,706,000 | 56,227,000 |
| Noninterest-bearing deposits | 7,557,000 | 7,846,000 | 9,254,000 | 10,905,000 |
| Equity capital | 4,680,000 | 4,864,000 | 4,996,000 | 5,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 959,000 | 1,994,000 | 3,136,000 | 4,263,000 |
| Interest expense | 292,000 | 608,000 | 998,000 | 1,392,000 |
| Net interest income | 667,000 | 1,386,000 | 2,138,000 | 2,871,000 |
| Noninterest income | 39,000 | 76,000 | 117,000 | 151,000 |
| Noninterest expense | 509,000 | 1,039,000 | 1,610,000 | 2,270,000 |
| Provision for loan losses | 15,000 | 30,000 | 60,000 | 90,000 |
| Pretax income | 182,000 | 393,000 | 585,000 | 662,000 |
| Income tax | 13,000 | 26,000 | 39,000 | 13,000 |
| Net income | 169,000 | 367,000 | 546,000 | 649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,778,000 | 4,902,000 | 5,058,000 | 5,161,000 |
| Total capital | 5,373,000 | 5,493,000 | 5,678,000 | 5,793,000 |
| Risk-weighted assets | 48,242,000 | 47,225,000 | 49,584,000 | 50,541,000 |