Call reports 2004
GOOSE RIVER BANK, THE — 2004
What GOOSE RIVER BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 66,333,000 | 64,678,000 | 68,050,000 | 68,174,000 |
| Total loans | 47,042,000 | 48,205,000 | 53,429,000 | 51,636,000 |
| Allowance for loan losses | 605,000 | 589,000 | 601,000 | 632,000 |
| Securities available for sale | 8,115,000 | 8,522,000 | 7,985,000 | 7,434,000 |
| Securities held to maturity | 1,572,000 | 1,247,000 | 1,478,000 | 1,478,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,849,000 | 59,198,000 | 58,396,000 | 62,092,000 |
| Interest-bearing deposits | 53,179,000 | 52,287,000 | 50,386,000 | 51,347,000 |
| Noninterest-bearing deposits | 7,670,000 | 6,911,000 | 8,010,000 | 10,745,000 |
| Equity capital | 4,506,000 | 4,376,000 | 4,681,000 | 4,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 882,000 | 1,744,000 | 2,694,000 | 3,706,000 |
| Interest expense | 270,000 | 540,000 | 821,000 | 1,113,000 |
| Net interest income | 612,000 | 1,204,000 | 1,873,000 | 2,593,000 |
| Noninterest income | 42,000 | 74,000 | 191,000 | 229,000 |
| Noninterest expense | 473,000 | 969,000 | 1,407,000 | 1,912,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 50,000 |
| Pretax income | 181,000 | 319,000 | 647,000 | 867,000 |
| Income tax | 52,000 | 244,000 | 285,000 | 320,000 |
| Net income | 129,000 | 75,000 | 362,000 | 547,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,471,000 | 4,416,000 | 4,687,000 | 4,872,000 |
| Total capital | 5,057,000 | 4,988,000 | 5,288,000 | 5,482,000 |
| Risk-weighted assets | 46,872,000 | 45,780,000 | 48,402,000 | 48,813,000 |