Call reports 2003
GOOSE RIVER BANK, THE — 2003
What GOOSE RIVER BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 61,756,000 | 61,779,000 | 60,967,000 | 65,677,000 |
| Total loans | 46,963,000 | 48,208,000 | 48,340,000 | 48,773,000 |
| Allowance for loan losses | 592,000 | 611,000 | 614,000 | 603,000 |
| Securities available for sale | 6,527,000 | 6,221,000 | 5,455,000 | 8,066,000 |
| Securities held to maturity | 1,588,000 | 1,381,000 | 1,380,000 | 1,589,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,768,000 | 56,648,000 | 54,979,000 | 60,453,000 |
| Interest-bearing deposits | 49,716,000 | 50,200,000 | 48,062,000 | 49,693,000 |
| Noninterest-bearing deposits | 7,052,000 | 6,448,000 | 6,917,000 | 10,760,000 |
| Equity capital | 4,314,000 | 4,472,000 | 4,513,000 | 4,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 961,000 | 1,908,000 | 2,833,000 | 3,797,000 |
| Interest expense | 317,000 | 614,000 | 893,000 | 1,163,000 |
| Net interest income | 644,000 | 1,294,000 | 1,940,000 | 2,634,000 |
| Noninterest income | 43,000 | 82,000 | 117,000 | 154,000 |
| Noninterest expense | 449,000 | 884,000 | 1,315,000 | 1,846,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 78,000 |
| Pretax income | 208,000 | 432,000 | 651,000 | 863,000 |
| Income tax | 66,000 | 132,000 | 205,000 | 274,000 |
| Net income | 142,000 | 300,000 | 446,000 | 589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,278,000 | 4,435,000 | 4,506,000 | 4,342,000 |
| Total capital | 4,852,000 | 4,994,000 | 5,063,000 | 4,918,000 |
| Risk-weighted assets | 45,907,000 | 44,664,000 | 44,515,000 | 46,050,000 |