Call reports 2002
GOOSE RIVER BANK, THE — 2002
What GOOSE RIVER BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 59,361,000 | 60,276,000 | 61,417,000 | 63,288,000 |
| Total loans | 42,065,000 | 46,005,000 | 47,589,000 | 46,703,000 |
| Allowance for loan losses | 523,000 | 537,000 | 567,000 | 561,000 |
| Securities available for sale | 7,304,000 | 7,234,000 | 6,812,000 | 6,965,000 |
| Securities held to maturity | 1,396,000 | 1,534,000 | 1,660,000 | 1,654,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,646,000 | 53,612,000 | 54,094,000 | 56,575,000 |
| Interest-bearing deposits | 47,134,000 | 47,558,000 | 47,562,000 | 47,150,000 |
| Noninterest-bearing deposits | 5,512,000 | 6,054,000 | 6,532,000 | 9,425,000 |
| Equity capital | 3,965,000 | 4,196,000 | 4,370,000 | 4,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 997,000 | 1,988,000 | 3,036,000 | 4,060,000 |
| Interest expense | 431,000 | 816,000 | 1,188,000 | 1,542,000 |
| Net interest income | 566,000 | 1,172,000 | 1,848,000 | 2,518,000 |
| Noninterest income | 48,000 | 78,000 | 118,000 | 162,000 |
| Noninterest expense | 420,000 | 810,000 | 1,215,000 | 1,691,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 164,000 | 380,000 | 661,000 | 869,000 |
| Income tax | 53,000 | 106,000 | 185,000 | 257,000 |
| Net income | 111,000 | 274,000 | 476,000 | 612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,971,000 | 4,133,000 | 4,307,000 | 4,442,000 |
| Total capital | 4,494,000 | 4,670,000 | 4,874,000 | 5,003,000 |
| Risk-weighted assets | 43,455,000 | 43,794,000 | 45,667,000 | 45,157,000 |