Call reports 2001
GOOSE RIVER BANK, THE — 2001
What GOOSE RIVER BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 58,658,000 | 56,875,000 | 58,762,000 | 62,020,000 |
| Total loans | 38,677,000 | 42,528,000 | 41,995,000 | 42,646,000 |
| Allowance for loan losses | 458,000 | 489,000 | 503,000 | 499,000 |
| Securities available for sale | 7,001,000 | 7,495,000 | 7,347,000 | 7,550,000 |
| Securities held to maturity | 2,177,000 | 1,769,000 | 1,741,000 | 1,680,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,858,000 | 50,691,000 | 51,787,000 | 55,048,000 |
| Interest-bearing deposits | 45,505,000 | 45,712,000 | 45,884,000 | 47,026,000 |
| Noninterest-bearing deposits | 5,353,000 | 4,979,000 | 5,903,000 | 8,022,000 |
| Equity capital | 3,801,000 | 3,911,000 | 4,020,000 | 4,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,115,000 | 2,254,000 | 3,370,000 | 4,466,000 |
| Interest expense | 617,000 | 1,204,000 | 1,746,000 | 2,238,000 |
| Net interest income | 498,000 | 1,050,000 | 1,624,000 | 2,228,000 |
| Noninterest income | 63,000 | 90,000 | 120,000 | 162,000 |
| Noninterest expense | 403,000 | 789,000 | 1,180,000 | 1,597,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 100,000 |
| Pretax income | 128,000 | 301,000 | 484,000 | 713,000 |
| Income tax | 26,000 | 75,000 | 138,000 | 211,000 |
| Net income | 102,000 | 226,000 | 346,000 | 502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,767,000 | 3,892,000 | 3,955,000 | 4,111,000 |
| Total capital | 4,225,000 | 4,381,000 | 4,458,000 | 4,610,000 |
| Risk-weighted assets | 39,996,000 | 40,259,000 | 41,171,000 | 42,014,000 |