Call reports 2015
FIRST NATIONAL BANK AND TRUST COMPANY OF WEATHERFORD — 2015
What FIRST NATIONAL BANK AND TRUST COMPANY OF WEATHERFORD reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 221,571,000 | 221,866,000 | 220,023,000 | 225,425,000 |
| Total loans | 163,415,000 | 165,134,000 | 170,482,000 | 174,685,000 |
| Allowance for loan losses | 1,451,000 | 1,535,000 | 1,604,000 | 1,881,000 |
| Securities available for sale | 23,471,000 | 23,083,000 | 22,265,000 | 21,933,000 |
| Securities held to maturity | 24,000 | 23,000 | 22,000 | 21,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,616,000 | 191,963,000 | 183,616,000 | 196,880,000 |
| Interest-bearing deposits | 140,221,000 | 138,278,000 | 131,805,000 | 132,184,000 |
| Noninterest-bearing deposits | 54,395,000 | 53,685,000 | 51,811,000 | 64,696,000 |
| Equity capital | 24,360,000 | 24,875,000 | 25,598,000 | 25,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,380,000 | 4,765,000 | 7,173,000 | 9,609,000 |
| Interest expense | 117,000 | 228,000 | 336,000 | 438,000 |
| Net interest income | 2,263,000 | 4,537,000 | 6,837,000 | 9,171,000 |
| Noninterest income | 650,000 | 1,213,000 | 1,886,000 | 2,535,000 |
| Noninterest expense | 1,856,000 | 3,692,000 | 5,612,000 | 7,547,000 |
| Provision for loan losses | 190,000 | 338,000 | 488,000 | 910,000 |
| Pretax income | 867,000 | 1,720,000 | 2,623,000 | 3,249,000 |
| Income tax | 9,000 | 17,000 | 26,000 | 0 |
| Net income | 858,000 | 1,703,000 | 2,597,000 | 3,249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,999,000 | 22,574,000 | 23,201,000 | 23,564,000 |
| Total capital | 23,450,000 | 24,109,000 | 24,805,000 | 25,445,000 |
| Risk-weighted assets | 170,048,000 | 156,351,000 | 164,860,000 | 169,025,000 |