Call reports 2014
FIRST NATIONAL BANK AND TRUST COMPANY OF WEATHERFORD — 2014
What FIRST NATIONAL BANK AND TRUST COMPANY OF WEATHERFORD reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 211,167,000 | 216,368,000 | 221,693,000 | 225,750,000 |
| Total loans | 146,649,000 | 153,660,000 | 160,890,000 | 169,135,000 |
| Allowance for loan losses | 901,000 | 999,000 | 1,241,000 | 1,322,000 |
| Securities available for sale | 26,537,000 | 25,336,000 | 24,339,000 | 23,658,000 |
| Securities held to maturity | 27,000 | 26,000 | 25,000 | 25,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,054,000 | 184,161,000 | 193,721,000 | 189,856,000 |
| Interest-bearing deposits | 133,231,000 | 133,154,000 | 136,707,000 | 132,520,000 |
| Noninterest-bearing deposits | 50,823,000 | 51,007,000 | 57,014,000 | 57,336,000 |
| Equity capital | 21,258,000 | 22,018,000 | 22,689,000 | 23,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,171,000 | 4,383,000 | 6,673,000 | 9,047,000 |
| Interest expense | 144,000 | 273,000 | 402,000 | 525,000 |
| Net interest income | 2,027,000 | 4,110,000 | 6,271,000 | 8,522,000 |
| Noninterest income | 594,000 | 1,228,000 | 2,217,000 | 3,046,000 |
| Noninterest expense | 1,719,000 | 3,561,000 | 5,607,000 | 7,528,000 |
| Provision for loan losses | 90,000 | 210,000 | 470,000 | 755,000 |
| Pretax income | 812,000 | 1,567,000 | 2,411,000 | 3,285,000 |
| Income tax | 9,000 | 17,000 | 26,000 | 0 |
| Net income | 803,000 | 1,550,000 | 2,385,000 | 3,285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,222,000 | 19,969,000 | 20,545,000 | 21,141,000 |
| Total capital | 20,123,000 | 20,968,000 | 21,786,000 | 22,463,000 |
| Risk-weighted assets | 171,734,000 | 177,774,000 | 181,736,000 | 188,422,000 |