Call reports 2010
FIRST NATIONAL BANK AND TRUST COMPANY OF WEATHERFORD — 2010
What FIRST NATIONAL BANK AND TRUST COMPANY OF WEATHERFORD reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 102,264,000 | 104,779,000 | 109,818,000 | 116,949,000 |
| Total loans | 73,789,000 | 72,645,000 | 74,087,000 | 76,695,000 |
| Allowance for loan losses | 383,000 | 401,000 | 469,000 | 476,000 |
| Securities available for sale | 6,454,000 | 6,297,000 | 6,375,000 | 3,781,000 |
| Securities held to maturity | 45,000 | 44,000 | 42,000 | 41,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,332,000 | 85,621,000 | 90,846,000 | 98,062,000 |
| Interest-bearing deposits | 63,124,000 | 63,465,000 | 68,852,000 | 69,260,000 |
| Noninterest-bearing deposits | 20,208,000 | 22,156,000 | 21,994,000 | 28,802,000 |
| Equity capital | 16,792,000 | 16,940,000 | 16,838,000 | 16,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,201,000 | 2,386,000 | 3,536,000 | 4,754,000 |
| Interest expense | 138,000 | 277,000 | 409,000 | 529,000 |
| Net interest income | 1,063,000 | 2,109,000 | 3,127,000 | 4,225,000 |
| Noninterest income | 314,000 | 614,000 | 1,062,000 | 1,352,000 |
| Noninterest expense | 1,148,000 | 2,009,000 | 3,021,000 | 3,964,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 169,000 | 594,000 | 988,000 | 1,373,000 |
| Income tax | -86,000 | -78,000 | -69,000 | -90,000 |
| Net income | 378,000 | 795,000 | 1,181,000 | 1,587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,692,000 | 16,852,000 | 16,767,000 | 16,742,000 |
| Total capital | 17,075,000 | 17,253,000 | 17,236,000 | 17,218,000 |
| Risk-weighted assets | 77,841,000 | 77,135,000 | 79,334,000 | 80,844,000 |