Call reports 2009
FIRST NATIONAL BANK AND TRUST COMPANY OF WEATHERFORD — 2009
What FIRST NATIONAL BANK AND TRUST COMPANY OF WEATHERFORD reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 104,105,000 | 103,750,000 | 103,305,000 | 104,464,000 |
| Total loans | 73,284,000 | 74,774,000 | 68,947,000 | 73,421,000 |
| Allowance for loan losses | 281,000 | 290,000 | 310,000 | 326,000 |
| Securities available for sale | 6,176,000 | 7,012,000 | 7,881,000 | 6,698,000 |
| Securities held to maturity | 52,000 | 51,000 | 50,000 | 47,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,462,000 | 84,934,000 | 84,143,000 | 85,793,000 |
| Interest-bearing deposits | 62,180,000 | 60,810,000 | 60,512,000 | 62,263,000 |
| Noninterest-bearing deposits | 23,282,000 | 24,124,000 | 23,631,000 | 23,530,000 |
| Equity capital | 16,454,000 | 16,570,000 | 16,889,000 | 16,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,201,000 | 2,388,000 | 3,593,000 | 4,808,000 |
| Interest expense | 169,000 | 329,000 | 481,000 | 630,000 |
| Net interest income | 1,032,000 | 2,059,000 | 3,112,000 | 4,178,000 |
| Noninterest income | 356,000 | 646,000 | 1,079,000 | 1,299,000 |
| Noninterest expense | 1,055,000 | 1,902,000 | 2,899,000 | 3,865,000 |
| Provision for loan losses | 55,000 | 104,000 | 134,000 | 164,000 |
| Pretax income | 278,000 | 699,000 | 1,158,000 | 1,448,000 |
| Income tax | 9,000 | 29,000 | 37,000 | 40,000 |
| Net income | 269,000 | 670,000 | 1,121,000 | 1,408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,338,000 | 16,490,000 | 16,784,000 | 16,313,000 |
| Total capital | 16,619,000 | 16,780,000 | 17,094,000 | 16,639,000 |
| Risk-weighted assets | 76,895,000 | 77,074,000 | 74,345,000 | 78,193,000 |