Call reports 2008
FIRST NATIONAL BANK AND TRUST COMPANY OF WEATHERFORD — 2008
What FIRST NATIONAL BANK AND TRUST COMPANY OF WEATHERFORD reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 99,195,000 | 100,690,000 | 99,810,000 | 98,251,000 |
| Total loans | 58,906,000 | 59,718,000 | 67,837,000 | 72,574,000 |
| Allowance for loan losses | 429,000 | 431,000 | 334,000 | 242,000 |
| Securities available for sale | 6,905,000 | 7,242,000 | 7,262,000 | 7,268,000 |
| Securities held to maturity | 61,000 | 59,000 | 56,000 | 53,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,349,000 | 82,882,000 | 81,496,000 | 80,048,000 |
| Interest-bearing deposits | 60,224,000 | 59,216,000 | 59,844,000 | 58,414,000 |
| Noninterest-bearing deposits | 21,125,000 | 23,666,000 | 21,652,000 | 21,634,000 |
| Equity capital | 15,758,000 | 15,649,000 | 16,065,000 | 16,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,428,000 | 2,690,000 | 4,063,000 | 5,372,000 |
| Interest expense | 348,000 | 631,000 | 860,000 | 1,057,000 |
| Net interest income | 1,080,000 | 2,059,000 | 3,203,000 | 4,315,000 |
| Noninterest income | 305,000 | 600,000 | 909,000 | 1,205,000 |
| Noninterest expense | 933,000 | 1,867,000 | 2,820,000 | 3,746,000 |
| Provision for loan losses | 0 | 0 | 60,000 | 100,000 |
| Pretax income | 452,000 | 792,000 | 1,232,000 | 1,674,000 |
| Income tax | 3,000 | 24,000 | 47,000 | 68,000 |
| Net income | 449,000 | 768,000 | 1,185,000 | 1,606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,708,000 | 15,724,000 | 16,034,000 | 16,069,000 |
| Total capital | 16,137,000 | 16,155,000 | 16,368,000 | 16,311,000 |
| Risk-weighted assets | 65,514,000 | 68,270,000 | 73,498,000 | 75,680,000 |