Call reports 2006
FIRST NATIONAL BANK AND TRUST COMPANY OF WEATHERFORD — 2006
What FIRST NATIONAL BANK AND TRUST COMPANY OF WEATHERFORD reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 94,157,000 | 91,345,000 | 88,884,000 | 86,878,000 |
| Total loans | 64,283,000 | 61,406,000 | 61,277,000 | 61,423,000 |
| Allowance for loan losses | 525,000 | 537,000 | 539,000 | 540,000 |
| Securities available for sale | 6,722,000 | 6,667,000 | 6,467,000 | 6,410,000 |
| Securities held to maturity | 761,000 | 396,000 | 390,000 | 386,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,576,000 | 73,754,000 | 70,740,000 | 69,945,000 |
| Interest-bearing deposits | 54,614,000 | 54,633,000 | 55,289,000 | 53,912,000 |
| Noninterest-bearing deposits | 16,962,000 | 19,121,000 | 15,451,000 | 16,033,000 |
| Equity capital | 15,869,000 | 15,965,000 | 16,276,000 | 15,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,506,000 | 3,051,000 | 4,628,000 | 6,246,000 |
| Interest expense | 333,000 | 635,000 | 965,000 | 1,330,000 |
| Net interest income | 1,173,000 | 2,416,000 | 3,663,000 | 4,916,000 |
| Noninterest income | 315,000 | 636,000 | 954,000 | 1,219,000 |
| Noninterest expense | 926,000 | 1,872,000 | 2,811,000 | 3,608,000 |
| Provision for loan losses | 10,000 | 55,000 | 105,000 | 190,000 |
| Pretax income | 552,000 | 1,125,000 | 1,701,000 | 2,337,000 |
| Income tax | 182,000 | 259,000 | 259,000 | 250,000 |
| Net income | 370,000 | 866,000 | 1,442,000 | 2,087,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,923,000 | 16,058,000 | 16,329,000 | 15,273,000 |
| Total capital | 16,448,000 | 16,595,000 | 16,868,000 | 15,813,000 |
| Risk-weighted assets | 67,308,000 | 65,236,000 | 64,348,000 | 64,921,000 |