Call reports 2005
FIRST NATIONAL BANK AND TRUST COMPANY OF WEATHERFORD — 2005
What FIRST NATIONAL BANK AND TRUST COMPANY OF WEATHERFORD reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 89,313,000 | 90,895,000 | 93,578,000 | 90,790,000 |
| Total loans | 66,318,000 | 64,225,000 | 65,402,000 | 66,656,000 |
| Allowance for loan losses | 428,000 | 434,000 | 476,000 | 528,000 |
| Securities available for sale | 7,270,000 | 6,950,000 | 6,837,000 | 6,757,000 |
| Securities held to maturity | 949,000 | 789,000 | 776,000 | 767,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,592,000 | 74,685,000 | 71,777,000 | 68,012,000 |
| Interest-bearing deposits | 55,503,000 | 53,740,000 | 54,971,000 | 53,731,000 |
| Noninterest-bearing deposits | 18,089,000 | 20,945,000 | 16,806,000 | 14,281,000 |
| Equity capital | 14,437,000 | 15,005,000 | 15,451,000 | 15,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,281,000 | 2,558,000 | 3,923,000 | 5,401,000 |
| Interest expense | 188,000 | 371,000 | 588,000 | 938,000 |
| Net interest income | 1,093,000 | 2,187,000 | 3,335,000 | 4,463,000 |
| Noninterest income | 314,000 | 620,000 | 945,000 | 1,256,000 |
| Noninterest expense | 910,000 | 1,735,000 | 2,607,000 | 3,638,000 |
| Provision for loan losses | 30,000 | 80,000 | 170,000 | 245,000 |
| Pretax income | 467,000 | 992,000 | 1,503,000 | 1,836,000 |
| Income tax | 158,000 | 380,000 | 553,000 | 639,000 |
| Net income | 314,000 | 638,000 | 976,000 | 1,223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,467,000 | 15,037,000 | 15,506,000 | 15,553,000 |
| Total capital | 14,895,000 | 15,471,000 | 15,982,000 | 16,081,000 |
| Risk-weighted assets | 66,022,000 | 66,430,000 | 66,774,000 | 68,716,000 |