Call reports 2004
FIRST NATIONAL BANK AND TRUST COMPANY OF WEATHERFORD — 2004
What FIRST NATIONAL BANK AND TRUST COMPANY OF WEATHERFORD reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 86,028,000 | 86,146,000 | 85,874,000 | 91,798,000 |
| Total loans | 60,709,000 | 59,481,000 | 63,060,000 | 67,479,000 |
| Allowance for loan losses | 449,000 | 414,000 | 402,000 | 409,000 |
| Securities available for sale | 8,317,000 | 7,244,000 | 7,538,000 | 7,411,000 |
| Securities held to maturity | 1,960,000 | 1,424,000 | 1,151,000 | 1,137,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,729,000 | 68,575,000 | 67,891,000 | 70,836,000 |
| Interest-bearing deposits | 55,546,000 | 54,467,000 | 54,336,000 | 55,693,000 |
| Noninterest-bearing deposits | 13,183,000 | 14,108,000 | 13,555,000 | 15,143,000 |
| Equity capital | 16,284,000 | 16,560,000 | 16,894,000 | 14,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,077,000 | 2,132,000 | 3,261,000 | 4,457,000 |
| Interest expense | 137,000 | 264,000 | 399,000 | 545,000 |
| Net interest income | 940,000 | 1,868,000 | 2,862,000 | 3,912,000 |
| Noninterest income | 360,000 | 692,000 | 993,000 | 1,319,000 |
| Noninterest expense | 857,000 | 1,659,000 | 2,505,000 | 3,465,000 |
| Provision for loan losses | 6,000 | 6,000 | 31,000 | 80,000 |
| Pretax income | 437,000 | 895,000 | 1,319,000 | 1,686,000 |
| Income tax | 125,000 | 278,000 | 378,000 | 596,000 |
| Net income | 312,000 | 617,000 | 941,000 | 1,090,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,244,000 | 16,549,000 | 16,873,000 | 14,153,000 |
| Total capital | 16,693,000 | 16,963,000 | 17,275,000 | 14,562,000 |
| Risk-weighted assets | 60,276,000 | 60,617,000 | 62,512,000 | 66,638,000 |