Call reports 2003
FIRST NATIONAL BANK AND TRUST COMPANY OF WEATHERFORD — 2003
What FIRST NATIONAL BANK AND TRUST COMPANY OF WEATHERFORD reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 92,952,000 | 91,149,000 | 88,731,000 | 89,075,000 |
| Total loans | 59,826,000 | 58,854,000 | 58,690,000 | 60,439,000 |
| Allowance for loan losses | 554,000 | 538,000 | 485,000 | 446,000 |
| Securities available for sale | 13,240,000 | 12,098,000 | 11,589,000 | 8,436,000 |
| Securities held to maturity | 3,177,000 | 2,886,000 | 2,581,000 | 2,551,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,307,000 | 74,491,000 | 71,784,000 | 72,143,000 |
| Interest-bearing deposits | 62,750,000 | 61,275,000 | 59,962,000 | 57,569,000 |
| Noninterest-bearing deposits | 13,557,000 | 13,216,000 | 11,822,000 | 14,574,000 |
| Equity capital | 15,300,000 | 15,624,000 | 15,953,000 | 15,988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,212,000 | 2,420,000 | 3,528,000 | 4,637,000 |
| Interest expense | 243,000 | 459,000 | 639,000 | 792,000 |
| Net interest income | 969,000 | 1,961,000 | 2,889,000 | 3,845,000 |
| Noninterest income | 358,000 | 693,000 | 1,051,000 | 1,368,000 |
| Noninterest expense | 885,000 | 1,753,000 | 2,626,000 | 3,558,000 |
| Provision for loan losses | 45,000 | 85,000 | 85,000 | 57,000 |
| Pretax income | 397,000 | 816,000 | 1,229,000 | 1,598,000 |
| Income tax | 92,000 | 198,000 | 335,000 | 440,000 |
| Net income | 305,000 | 618,000 | 1,002,000 | 1,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,170,000 | 15,483,000 | 15,867,000 | 15,932,000 |
| Total capital | 15,724,000 | 16,021,000 | 16,352,000 | 16,378,000 |
| Risk-weighted assets | 61,447,000 | 60,407,000 | 59,628,000 | 60,676,000 |