Call reports 2002
FIRST NATIONAL BANK AND TRUST COMPANY OF WEATHERFORD — 2002
What FIRST NATIONAL BANK AND TRUST COMPANY OF WEATHERFORD reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 91,971,000 | 90,448,000 | 90,002,000 | 89,679,000 |
| Total loans | 50,613,000 | 50,987,000 | 53,254,000 | 53,903,000 |
| Allowance for loan losses | 414,000 | 435,000 | 471,000 | 540,000 |
| Securities available for sale | 16,960,000 | 12,746,000 | 13,593,000 | 14,425,000 |
| Securities held to maturity | 5,118,000 | 4,867,000 | 4,004,000 | 3,966,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,421,000 | 74,536,000 | 73,807,000 | 73,713,000 |
| Interest-bearing deposits | 64,286,000 | 62,450,000 | 62,173,000 | 61,060,000 |
| Noninterest-bearing deposits | 12,135,000 | 12,086,000 | 11,634,000 | 12,653,000 |
| Equity capital | 14,470,000 | 14,804,000 | 15,178,000 | 15,010,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,321,000 | 2,647,000 | 3,912,000 | 5,120,000 |
| Interest expense | 399,000 | 767,000 | 1,097,000 | 1,385,000 |
| Net interest income | 922,000 | 1,880,000 | 2,815,000 | 3,735,000 |
| Noninterest income | 323,000 | 623,000 | 948,000 | 1,338,000 |
| Noninterest expense | 884,000 | 1,682,000 | 2,475,000 | 3,333,000 |
| Provision for loan losses | 50,000 | 123,000 | 203,000 | 413,000 |
| Pretax income | 311,000 | 700,000 | 1,088,000 | 1,330,000 |
| Income tax | 6,000 | 96,000 | 181,000 | 270,000 |
| Net income | 305,000 | 612,000 | 915,000 | 1,068,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,447,000 | 14,754,000 | 15,057,000 | 14,865,000 |
| Total capital | 14,861,000 | 15,189,000 | 15,528,000 | 15,405,000 |
| Risk-weighted assets | 55,430,000 | 54,667,000 | 55,661,000 | 56,541,000 |