Call reports 2025
PS BANK — 2025
What PS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 597,941,000 | 615,344,000 | 628,424,000 | 640,858,000 |
| Total loans | 404,702,000 | 406,661,000 | 413,732,000 | 425,085,000 |
| Allowance for loan losses | 4,888,000 | 4,857,000 | 5,051,000 | 5,170,000 |
| Securities available for sale | 109,068,000 | 107,295,000 | 110,002,000 | 116,908,000 |
| Securities held to maturity | 10,411,000 | 11,954,000 | 11,999,000 | 12,542,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 525,359,000 | 540,700,000 | 549,473,000 | 559,752,000 |
| Interest-bearing deposits | 377,439,000 | 390,899,000 | 400,037,000 | 410,069,000 |
| Noninterest-bearing deposits | 147,920,000 | 149,801,000 | 149,436,000 | 149,683,000 |
| Equity capital | 56,731,000 | 59,096,000 | 62,709,000 | 65,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,413,000 | 15,344,000 | 23,783,000 | 32,518,000 |
| Interest expense | 2,494,000 | 5,084,000 | 7,781,000 | 10,400,000 |
| Net interest income | 4,919,000 | 10,260,000 | 16,002,000 | 22,118,000 |
| Noninterest income | 899,000 | 1,811,000 | 3,296,000 | 4,145,000 |
| Noninterest expense | 3,184,000 | 6,669,000 | 10,129,000 | 13,515,000 |
| Provision for loan losses | 100,000 | 100,000 | 300,000 | 445,000 |
| Pretax income | 2,534,000 | 5,287,000 | 8,854,000 | 12,277,000 |
| Income tax | 473,000 | 993,000 | 1,549,000 | 2,175,000 |
| Net income | 2,061,000 | 4,294,000 | 7,305,000 | 10,102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,140,000 | 65,821,000 | 68,263,000 | 70,472,000 |