Call reports 2024
PS BANK — 2024
What PS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 542,686,000 | 554,022,000 | 570,525,000 | 581,168,000 |
| Total loans | 362,683,000 | 363,608,000 | 379,039,000 | 384,190,000 |
| Allowance for loan losses | 4,357,000 | 4,321,000 | 4,374,000 | 4,802,000 |
| Securities available for sale | 111,349,000 | 109,706,000 | 110,456,000 | 110,598,000 |
| Securities held to maturity | 5,650,000 | 5,650,000 | 9,820,000 | 10,365,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 471,151,000 | 481,344,000 | 487,886,000 | 510,606,000 |
| Interest-bearing deposits | 336,034,000 | 343,610,000 | 349,264,000 | 373,078,000 |
| Noninterest-bearing deposits | 135,117,000 | 137,734,000 | 138,622,000 | 137,528,000 |
| Equity capital | 48,633,000 | 49,811,000 | 54,220,000 | 53,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,373,000 | 13,127,000 | 20,228,000 | 27,707,000 |
| Interest expense | 2,254,000 | 4,649,000 | 7,216,000 | 9,812,000 |
| Net interest income | 4,119,000 | 8,478,000 | 13,012,000 | 17,895,000 |
| Noninterest income | 892,000 | 1,798,000 | 2,690,000 | 3,541,000 |
| Noninterest expense | 2,952,000 | 6,089,000 | 9,181,000 | 12,436,000 |
| Provision for loan losses | 35,000 | -30,000 | 50,000 | 150,000 |
| Pretax income | 2,028,000 | 4,221,000 | 6,475,000 | 8,856,000 |
| Income tax | 366,000 | 770,000 | 1,184,000 | 1,629,000 |
| Net income | 1,662,000 | 3,451,000 | 5,291,000 | 7,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,598,000 | 59,879,000 | 61,202,000 | 62,621,000 |