Call reports 2023
PS BANK — 2023
What PS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 525,141,000 | 525,764,000 | 537,437,000 | 531,698,000 |
| Total loans | 331,654,000 | 336,000,000 | 343,460,000 | 357,385,000 |
| Allowance for loan losses | 4,171,000 | 4,272,000 | 4,360,000 | 4,344,000 |
| Securities available for sale | 123,886,000 | 119,773,000 | 114,642,000 | 116,196,000 |
| Securities held to maturity | 5,650,000 | 5,650,000 | 5,650,000 | 5,650,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 470,620,000 | 461,511,000 | 473,580,000 | 462,710,000 |
| Interest-bearing deposits | 321,233,000 | 322,195,000 | 326,360,000 | 328,453,000 |
| Noninterest-bearing deposits | 149,387,000 | 139,316,000 | 147,220,000 | 134,257,000 |
| Equity capital | 43,672,000 | 43,668,000 | 43,054,000 | 48,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,422,000 | 11,069,000 | 17,012,000 | 23,369,000 |
| Interest expense | 863,000 | 2,194,000 | 3,940,000 | 6,022,000 |
| Net interest income | 4,559,000 | 8,875,000 | 13,072,000 | 17,347,000 |
| Noninterest income | 753,000 | 1,623,000 | 2,460,000 | 3,334,000 |
| Noninterest expense | 2,747,000 | 5,614,000 | 8,415,000 | 11,388,000 |
| Provision for loan losses | 84,000 | 189,000 | 293,000 | 356,000 |
| Pretax income | 2,411,000 | 4,624,000 | 6,753,000 | 8,860,000 |
| Income tax | 432,000 | 821,000 | 1,194,000 | 1,562,000 |
| Net income | 1,979,000 | 3,803,000 | 5,559,000 | 7,298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,552,000 | 54,911,000 | 56,185,000 | 57,442,000 |