Call reports 2021
PS BANK — 2021
What PS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 454,448,000 | 462,356,000 | 476,011,000 | 477,210,000 |
| Total loans | 283,544,000 | 281,875,000 | 284,499,000 | 284,480,000 |
| Allowance for loan losses | 3,969,000 | 3,974,000 | 3,969,000 | 3,894,000 |
| Securities available for sale | 91,977,000 | 93,708,000 | 103,429,000 | 104,946,000 |
| Securities held to maturity | 3,400,000 | 3,900,000 | 3,900,000 | 4,900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 386,863,000 | 393,943,000 | 406,481,000 | 420,025,000 |
| Interest-bearing deposits | 273,231,000 | 279,786,000 | 292,495,000 | 285,047,000 |
| Noninterest-bearing deposits | 113,632,000 | 114,157,000 | 113,986,000 | 134,978,000 |
| Equity capital | 43,816,000 | 45,030,000 | 45,957,000 | 46,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,758,000 | 7,529,000 | 11,460,000 | 15,474,000 |
| Interest expense | 317,000 | 572,000 | 814,000 | 1,027,000 |
| Net interest income | 3,441,000 | 6,957,000 | 10,646,000 | 14,447,000 |
| Noninterest income | 1,297,000 | 2,527,000 | 3,555,000 | 4,549,000 |
| Noninterest expense | 2,587,000 | 5,131,000 | 7,730,000 | 10,451,000 |
| Provision for loan losses | 150,000 | 150,000 | 150,000 | 150,000 |
| Pretax income | 2,001,000 | 4,203,000 | 6,321,000 | 8,395,000 |
| Income tax | 386,000 | 815,000 | 1,221,000 | 1,572,000 |
| Net income | 1,615,000 | 3,388,000 | 5,100,000 | 6,823,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,853,000 | 44,226,000 | 45,534,000 | 46,837,000 |