Call reports 2020
PS BANK — 2020
What PS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 413,012,000 | 441,213,000 | 441,102,000 | 443,963,000 |
| Total loans | 257,417,000 | 272,593,000 | 282,777,000 | 278,962,000 |
| Allowance for loan losses | 3,144,000 | 3,447,000 | 3,710,000 | 3,806,000 |
| Securities available for sale | 106,855,000 | 95,206,000 | 94,888,000 | 91,017,000 |
| Securities held to maturity | 0 | 1,400,000 | 1,400,000 | 2,650,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 349,049,000 | 375,241,000 | 374,212,000 | 376,435,000 |
| Interest-bearing deposits | 272,756,000 | 277,024,000 | 275,778,000 | 278,951,000 |
| Noninterest-bearing deposits | 76,293,000 | 98,217,000 | 98,434,000 | 97,484,000 |
| Equity capital | 40,243,000 | 41,209,000 | 42,111,000 | 43,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,991,000 | 7,772,000 | 11,607,000 | 15,641,000 |
| Interest expense | 760,000 | 1,362,000 | 1,857,000 | 2,278,000 |
| Net interest income | 3,231,000 | 6,410,000 | 9,750,000 | 13,363,000 |
| Noninterest income | 855,000 | 1,921,000 | 3,320,000 | 4,610,000 |
| Noninterest expense | 2,449,000 | 4,907,000 | 7,576,000 | 10,323,000 |
| Provision for loan losses | 355,000 | 655,000 | 1,005,000 | 1,255,000 |
| Pretax income | 1,282,000 | 2,769,000 | 4,489,000 | 6,395,000 |
| Income tax | 227,000 | 507,000 | 832,000 | 1,173,000 |
| Net income | 1,055,000 | 2,262,000 | 3,657,000 | 5,222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,577,000 | 39,417,000 | 40,445,000 | 41,635,000 |