Call reports 2019
PS BANK — 2019
What PS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 392,234,000 | 389,773,000 | 405,662,000 | 401,405,000 |
| Total loans | 232,254,000 | 234,733,000 | 242,918,000 | 251,262,000 |
| Allowance for loan losses | 2,605,000 | 2,678,000 | 2,798,000 | 2,779,000 |
| Securities available for sale | 102,498,000 | 104,564,000 | 106,750,000 | 108,172,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 335,948,000 | 331,657,000 | 349,236,000 | 344,496,000 |
| Interest-bearing deposits | 261,655,000 | 257,483,000 | 276,477,000 | 273,114,000 |
| Noninterest-bearing deposits | 74,293,000 | 74,174,000 | 72,759,000 | 71,382,000 |
| Equity capital | 34,505,000 | 36,341,000 | 37,410,000 | 38,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,817,000 | 7,670,000 | 11,692,000 | 15,691,000 |
| Interest expense | 744,000 | 1,550,000 | 2,397,000 | 3,228,000 |
| Net interest income | 3,073,000 | 6,120,000 | 9,295,000 | 12,463,000 |
| Noninterest income | 613,000 | 1,233,000 | 2,062,000 | 2,856,000 |
| Noninterest expense | 2,219,000 | 4,507,000 | 6,898,000 | 9,304,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 420,000 |
| Pretax income | 1,362,000 | 2,636,000 | 4,144,000 | 5,595,000 |
| Income tax | 243,000 | 470,000 | 746,000 | 983,000 |
| Net income | 1,119,000 | 2,166,000 | 3,398,000 | 4,612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,450,000 | 36,160,000 | 37,042,000 | 37,889,000 |
| Total capital | 38,055,000 | 38,838,000 | 39,840,000 | 40,668,000 |
| Risk-weighted assets | 242,250,000 | 246,450,000 | 258,686,000 | 267,716,000 |