Call reports 2018
PS BANK — 2018
What PS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 356,673,000 | 369,117,000 | 377,338,000 | 371,119,000 |
| Total loans | 218,843,000 | 224,475,000 | 227,373,000 | 234,298,000 |
| Allowance for loan losses | 2,492,000 | 2,493,000 | 2,569,000 | 2,504,000 |
| Securities available for sale | 93,239,000 | 92,921,000 | 94,635,000 | 98,054,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,935,000 | 313,823,000 | 321,666,000 | 317,578,000 |
| Interest-bearing deposits | 233,478,000 | 241,775,000 | 251,522,000 | 249,989,000 |
| Noninterest-bearing deposits | 68,457,000 | 72,048,000 | 70,144,000 | 67,589,000 |
| Equity capital | 30,251,000 | 30,805,000 | 30,947,000 | 32,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,287,000 | 6,806,000 | 10,483,000 | 14,211,000 |
| Interest expense | 453,000 | 945,000 | 1,524,000 | 2,168,000 |
| Net interest income | 2,834,000 | 5,861,000 | 8,959,000 | 12,043,000 |
| Noninterest income | 1,639,000 | 2,285,000 | 2,894,000 | 3,582,000 |
| Noninterest expense | 2,466,000 | 4,773,000 | 7,064,000 | 9,483,000 |
| Provision for loan losses | 205,000 | 295,000 | 420,000 | 525,000 |
| Pretax income | 1,802,000 | 3,078,000 | 4,369,000 | 5,617,000 |
| Income tax | 116,000 | 342,000 | 570,000 | 781,000 |
| Net income | 1,686,000 | 2,736,000 | 3,799,000 | 4,836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,456,000 | 33,196,000 | 33,951,000 | 34,668,000 |
| Total capital | 34,948,000 | 35,689,000 | 36,520,000 | 37,172,000 |
| Risk-weighted assets | 233,331,000 | 234,994,000 | 236,051,000 | 256,517,000 |