Call reports 2017
PS BANK — 2017
What PS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 335,620,000 | 344,747,000 | 344,099,000 | 347,788,000 |
| Total loans | 206,128,000 | 211,380,000 | 213,753,000 | 217,234,000 |
| Allowance for loan losses | 2,128,000 | 2,196,000 | 2,233,000 | 2,272,000 |
| Securities available for sale | 89,643,000 | 92,216,000 | 91,567,000 | 92,253,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,636,000 | 289,072,000 | 289,449,000 | 293,143,000 |
| Interest-bearing deposits | 220,648,000 | 223,734,000 | 226,407,000 | 224,549,000 |
| Noninterest-bearing deposits | 59,988,000 | 65,338,000 | 63,042,000 | 68,594,000 |
| Equity capital | 28,359,000 | 29,281,000 | 29,845,000 | 29,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,059,000 | 6,185,000 | 9,409,000 | 12,745,000 |
| Interest expense | 336,000 | 690,000 | 1,074,000 | 1,482,000 |
| Net interest income | 2,723,000 | 5,495,000 | 8,335,000 | 11,263,000 |
| Noninterest income | 537,000 | 1,224,000 | 1,866,000 | 2,836,000 |
| Noninterest expense | 2,218,000 | 4,447,000 | 6,710,000 | 9,189,000 |
| Provision for loan losses | 80,000 | 140,000 | 200,000 | 260,000 |
| Pretax income | 962,000 | 2,132,000 | 3,291,000 | 4,650,000 |
| Income tax | 235,000 | 565,000 | 883,000 | 1,628,000 |
| Net income | 727,000 | 1,567,000 | 2,408,000 | 3,022,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,384,000 | 29,946,000 | 30,504,000 | 31,062,000 |
| Total capital | 31,512,000 | 32,142,000 | 32,737,000 | 33,334,000 |
| Risk-weighted assets | 213,969,000 | 219,558,000 | 221,753,000 | 226,921,000 |