Call reports 2016
PS BANK — 2016
What PS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 311,504,000 | 320,018,000 | 328,124,000 | 322,101,000 |
| Total loans | 199,255,000 | 200,280,000 | 204,894,000 | 208,030,000 |
| Allowance for loan losses | 2,009,000 | 2,085,000 | 2,121,000 | 2,139,000 |
| Securities available for sale | 82,857,000 | 87,764,000 | 93,322,000 | 90,707,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,717,000 | 271,601,000 | 279,229,000 | 272,579,000 |
| Interest-bearing deposits | 202,012,000 | 210,478,000 | 218,644,000 | 214,970,000 |
| Noninterest-bearing deposits | 61,705,000 | 61,123,000 | 60,585,000 | 57,609,000 |
| Equity capital | 27,839,000 | 28,667,000 | 28,947,000 | 27,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,986,000 | 5,958,000 | 9,056,000 | 12,161,000 |
| Interest expense | 297,000 | 598,000 | 926,000 | 1,251,000 |
| Net interest income | 2,689,000 | 5,360,000 | 8,130,000 | 10,910,000 |
| Noninterest income | 432,000 | 972,000 | 1,644,000 | 2,309,000 |
| Noninterest expense | 2,090,000 | 4,276,000 | 6,569,000 | 8,780,000 |
| Provision for loan losses | 30,000 | 90,000 | 120,000 | 165,000 |
| Pretax income | 1,029,000 | 1,994,000 | 3,113,000 | 4,302,000 |
| Income tax | 286,000 | 549,000 | 852,000 | 1,191,000 |
| Net income | 743,000 | 1,445,000 | 2,261,000 | 3,111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,345,000 | 27,795,000 | 28,348,000 | 28,932,000 |
| Total capital | 29,354,000 | 29,880,000 | 30,469,000 | 31,071,000 |
| Risk-weighted assets | 205,642,000 | 208,753,000 | 214,659,000 | 216,264,000 |