Call reports 2015
PS BANK — 2015
What PS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 308,351,000 | 298,838,000 | 296,939,000 | 306,643,000 |
| Total loans | 183,364,000 | 185,901,000 | 193,258,000 | 195,002,000 |
| Allowance for loan losses | 2,279,000 | 2,211,000 | 2,199,000 | 2,184,000 |
| Securities available for sale | 79,519,000 | 82,618,000 | 77,168,000 | 79,691,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,899,000 | 256,366,000 | 253,355,000 | 259,939,000 |
| Interest-bearing deposits | 196,881,000 | 192,954,000 | 193,019,000 | 199,098,000 |
| Noninterest-bearing deposits | 69,018,000 | 63,412,000 | 60,336,000 | 60,841,000 |
| Equity capital | 25,507,000 | 25,653,000 | 26,646,000 | 26,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,828,000 | 5,641,000 | 8,582,000 | 11,458,000 |
| Interest expense | 273,000 | 540,000 | 817,000 | 1,099,000 |
| Net interest income | 2,555,000 | 5,101,000 | 7,765,000 | 10,359,000 |
| Noninterest income | 466,000 | 1,010,000 | 1,582,000 | 2,096,000 |
| Noninterest expense | 2,061,000 | 4,123,000 | 6,221,000 | 8,350,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 995,000 | 2,026,000 | 3,164,000 | 4,147,000 |
| Income tax | 275,000 | 532,000 | 857,000 | 1,120,000 |
| Net income | 720,000 | 1,494,000 | 2,307,000 | 3,027,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,239,000 | 25,802,000 | 26,377,000 | 26,856,000 |
| Total capital | 27,518,000 | 28,013,000 | 28,576,000 | 29,040,000 |
| Risk-weighted assets | 193,370,000 | 194,760,000 | 200,184,000 | 201,748,000 |