Call reports 2014
PS BANK — 2014
What PS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 280,567,000 | 292,813,000 | 300,081,000 | 299,163,000 |
| Total loans | 176,908,000 | 179,362,000 | 179,312,000 | 183,880,000 |
| Allowance for loan losses | 2,669,000 | 2,289,000 | 2,388,000 | 2,228,000 |
| Securities available for sale | 65,414,000 | 67,563,000 | 79,043,000 | 80,290,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,319,000 | 251,839,000 | 258,630,000 | 257,554,000 |
| Interest-bearing deposits | 175,673,000 | 187,949,000 | 194,901,000 | 193,572,000 |
| Noninterest-bearing deposits | 64,646,000 | 63,890,000 | 63,729,000 | 63,982,000 |
| Equity capital | 22,566,000 | 23,499,000 | 23,859,000 | 24,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,874,000 | 5,584,000 | 8,422,000 | 11,246,000 |
| Interest expense | 287,000 | 568,000 | 857,000 | 1,141,000 |
| Net interest income | 2,587,000 | 5,016,000 | 7,565,000 | 10,105,000 |
| Noninterest income | 544,000 | 1,129,000 | 1,750,000 | 2,272,000 |
| Noninterest expense | 2,211,000 | 4,439,000 | 6,658,000 | 8,777,000 |
| Provision for loan losses | 0 | -400,000 | -400,000 | -400,000 |
| Pretax income | 920,000 | 2,106,000 | 3,057,000 | 4,000,000 |
| Income tax | 267,000 | 610,000 | 886,000 | 1,056,000 |
| Net income | 653,000 | 1,496,000 | 2,171,000 | 2,944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,075,000 | 23,729,000 | 24,204,000 | 24,729,000 |
| Total capital | 25,454,000 | 26,018,000 | 26,592,000 | 26,957,000 |
| Risk-weighted assets | 189,994,000 | 195,518,000 | 197,047,000 | 200,122,000 |