Call reports 2013
PS BANK — 2013
What PS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 260,587,000 | 263,121,000 | 269,013,000 | 272,016,000 |
| Total loans | 164,667,000 | 163,975,000 | 169,342,000 | 174,855,000 |
| Allowance for loan losses | 3,475,000 | 3,221,000 | 3,188,000 | 2,743,000 |
| Securities available for sale | 55,471,000 | 59,977,000 | 62,923,000 | 65,113,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,727,000 | 224,449,000 | 229,908,000 | 231,651,000 |
| Interest-bearing deposits | 164,825,000 | 166,332,000 | 173,695,000 | 172,421,000 |
| Noninterest-bearing deposits | 56,902,000 | 58,117,000 | 56,213,000 | 59,230,000 |
| Equity capital | 21,675,000 | 21,356,000 | 21,626,000 | 21,832,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,713,000 | 5,424,000 | 8,216,000 | 10,988,000 |
| Interest expense | 336,000 | 655,000 | 966,000 | 1,267,000 |
| Net interest income | 2,377,000 | 4,769,000 | 7,250,000 | 9,721,000 |
| Noninterest income | 570,000 | 1,136,000 | 1,774,000 | 2,366,000 |
| Noninterest expense | 2,186,000 | 4,371,000 | 6,623,000 | 8,761,000 |
| Provision for loan losses | 0 | -200,000 | -200,000 | -200,000 |
| Pretax income | 761,000 | 1,734,000 | 2,601,000 | 3,526,000 |
| Income tax | 210,000 | 499,000 | 746,000 | 990,000 |
| Net income | 551,000 | 1,235,000 | 1,855,000 | 2,536,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,158,000 | 21,671,000 | 22,111,000 | 22,612,000 |
| Total capital | 23,458,000 | 23,998,000 | 24,458,000 | 25,000,000 |
| Risk-weighted assets | 182,062,000 | 184,538,000 | 186,158,000 | 190,685,000 |